Financial Freedom Calculator
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Take tangible steps towards achieving financial freedom for life!
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Financial Freedom Calculator
Asset allocation is a field that you could spend countless years learning. In 10 minutes or less, our financial freedom calculator can help you find the perfect balance of funds based on your unique situation and preferences.
Luckily, we’ve done the hard work for you.
In 10 minutes or less, the financial freedom calculator below will help you find the perfect balance of funds based on your unique situation and preferences.
It takes into consideration:
Your liquid assets (A)
Your weekly expenses (E)
Your passive and semi-passive income (PI)
Your financial freedom figure and PI shortfall
The size of your cash buffer
The number (and types) of funds in your investment portfolio (Multifamily real estate, stock index funds, etc.)
If you use Excel:
Click the link above, then click File > Download as > Microsoft Excel
If you use Google Sheets:
Click the link above, then click File > Make a copy > Save it to your drive
Financial freedom begins with clarity.
For many of those at the start of their financial journey, the Financial Freedom Calculator may highlight a harsh truth: That you simply do not have enough savings yet to build a properly diversified wealth pyramid. This is extremely common, and something you may use as fuel to get you moving!
Here’s what we recommend:
1) Increase your income. This is the fastest way to speed up your wealth pyramid. Provide more service, go the extra mile, work harder and longer on your business and on your career. Use your creativity and love of service to help others and solve problems. Charge well, think big and never stop increasing. Sitting down and accepting a fixed salary in hopes that it will pull you out of your misery is not the attitude that will lead to massive financial success. Get moving!
2) Increase your savings. Stop spending money on low priority distractions and escapes. Eat at home, keep a budget, drink water instead of sugar drinks, eat more vegetarian meals, audit your bank accounts and loans, consolidate debts, shop around for insurances that you’re already subscribed to, get an exchange student, use a mortgage offset account. Sharpen up! Pay attention to your expenses and tighten them up.
3) Clean up and simplify. Sell everything you haven’t used for 6 months or more. De-clutter your life. A cluttered environment reflects a cluttered mind. Do you need that PS4? Do you need those expensive shoes and clothes you never wear? Tidy up and ship out! Do you really need that distracting TV subscription? Why not exchange it for a more productive one. You’d be surprised how much money you have lying around your home, not being invested.